It’s the season of celebration, family get-togethers, gift exchanges, and taking some well-deserved time off.
At this time of year, increased spending and a greater need for budgeting may once again rear its ugly head. Luckily, there are so many options to minimize stress when saving, budgeting, and spending (without pulling out all your hair)! Here are some holiday budgeting tips and tricks for celebrating the season without going into total Scrooge mode:
1. Budget, budget, budget.
The first step of setting yourself up for success is creating a holiday budget. Whether you have an app that helps you create and follow a budget or you write everything down in a budgeting journal, stay organized by tracking your purchases throughout the month. Create a maximum total that you do not want to exceed in several different categories such as gift giving, events, and other miscellaneous holiday items. Set a limit on how much you’re looking to spend for each person you plan on giving gifts to.
2. Set up a holiday savings account.
This is a simple and easy solution to setting aside money, specifically allocated for the holiday season. You may contribute as much or as little to this account starting as early as January or a few months prior to the holiday months. $50 each month over the year can give a little cushion to the budget once December rolls around.
3. Spend more time, less money.
Spending quality time with your loved ones may lead to a happier life and keep you within your budget. Purchasing and decorating a gingerbread house may prove to be a less expensive and more memorable gift. Stocking up on some family board games can also make for a fun night in with your kiddos. Sharing experiences can help you stay in the present, being the greatest present!
4. Give the gift of a theme park vacation with the Perks®!
With a Perks® Checking Account from US Eagle, you could receive a $30 discount on tickets to Six Flags® Theme Parks! You can also save up to 25% on LEGOLAND® and Disneyland® tickets.
In addition to a theme park getaway, you can also save on yoga classes, golfing, aquarium visits, trampoline parks, and so many other options!
In the busy rush of the shopping season, all these deals are available at the touch of a button on your mobile device. Learn more and sign up for an account at www.gettheperks.org Give it a try (for free and without an account) for 60 days and start your local savings today!
